Commercial mortgages, made clear

Compare Commercial Mortgage Products

Answer a few simple questions to explore the products that may be available to you. No personal details or email address required.

Some of the lenders we work with
NatWest InterBay Allica Bank Redwood Bank West One MT Finance Shawbrook Together Metro Bank
FCA authorised & regulated broker Rated 5 stars on Trustpilot
Free product-sourcing tool
Are you buying or refinancing?
Prefer to talk? Speak to an advisor: 0333 121 0050
The people behind the tool

Meet the management team

Positive Lending's senior team brings decades of specialist lending experience, and they're all based at our head office in Ringwood.

Paul McGonigle, Chief Executive at Positive Lending
Paul McGonigleChief ExecutiveCeMAP
Dawn McGonigle, Head of Finance at Positive Lending
Dawn McGonigleHead of Finance
Sheila Bailey, Head of Compliance and Business Risk at Positive Lending
Sheila BaileyHead of Compliance & Business RiskPFE(PIP), Chartered ALIBF, AdvDipFA, CeMAP, CeRER, CeSRE, DipFA, CertLTCP
David Coleman, Head of Sales at Positive Lending
David ColemanHead of Sales
How it works
Step 1

Tell us about the property

A handful of questions about what you're buying, how much you need, and what it's worth. No login, no personal details.

Step 2

We match the lenders

We check your details against a panel of specialist commercial lenders and work out the likely monthly cost for each.

Step 3

Compare and take it further

See the various products which may meet your criteria, then speak to an advisor when you're ready.

Why Positive Lending

Specialist commercial mortgage expertise behind a simple tool

This free comparison tool is backed by a specialist property-finance broker with a long track record. So when you take it further, you're speaking to people who arrange commercial mortgages every day, and know how to find options the high street can't.

Illustration of a friendly adviser with an approved application
£3bn+
Lending arranged
20,000+
Cases completed
400+ yrs
Combined team experience
FCA
Authorised & regulated

Specialist lenders, not just the high street

We have access to a wide panel of specialist commercial lenders and private funders, so cases the high street won't consider can still find a home.

Decades of real-world expertise

Our team brings 400+ years' combined experience, including people who built their careers at major banks such as GE Money, Santander, Lloyds, HSBC and Nationwide.

A broker working for you

As a whole-of-market specialist broker, not a lender, we compare the market to find the right outcome for you, whether you're buying premises to trade from or to let out.

Regulated, clear and on your side

Authorised and regulated by the Financial Conduct Authority (FRN 607682), with a Consumer Duty commitment to good outcomes, fair fees and plain-English guidance.

Independent reviews

Rated 5 stars by over 500 clients on Trustpilot

Positive Lending holds a 5-star rating on Trustpilot. Clients consistently describe the team as quick, professional and genuinely supportive from first call to completion, including on complex commercial cases that other brokers turn away.

One client, reviewing a complex commercial mortgage handled by Matt, described him as “knowledgeable, reliable and genuinely committed”, praising how he explained each stage and kept a difficult deal moving to completion.

Verified Trustpilot review

Reviewers frequently highlight speed: several describe applications going from submission to offer and completion in one to two weeks, and say they were kept informed at every step.

Recurring themes across recent reviews

Others praise the plain-English approach: no question treated as silly, every option and risk explained clearly, and no pressure to decide before they were ready.

Recurring themes across recent reviews

Read all reviews on Trustpilot →

Useful Articles

Ready to see what could be available?

It takes about two minutes, with no personal details and no obligation.

Step 1

Your property may be repossessed or a receiver appointed if you do not keep up repayments on a mortgage or any other debt secured on it. This service is provided direct to consumers and covers commercial mortgages only. Positive Lending is a broker, not a lender. Commercial mortgages and certain buy-to-let mortgages are not regulated by the Financial Conduct Authority (FCA). As a result, they do not provide the same level of consumer protection as regulated mortgage products and should only be considered for business or investment purposes. The rates, fees and monthly figures shown are indicative estimates for comparison, not offers of finance, quotes or guarantees of what any lender will provide; your actual terms depend on a full assessment by the lender. This tool is for information only and does not provide financial, mortgage, tax or legal advice; always speak to a qualified adviser before making a decision.