Commercial mortgages
Commercial@positivelending.co.uk 0333 121 0050

Website terms & important information

The legal bits, in plain English: who we are, what our tools do, and what they do not do.

Who we are

This website is operated by Positive Lending (UK) Limited, trading as Positive Lending, which is authorised and regulated by the Financial Conduct Authority (FRN 607682). Registered in England and Wales, company number 6700848. Registered office: Positive House, GP Centre, Yeoman Road, Ringwood, Hampshire BH24 3FF. You can verify our authorisation on the FCA Financial Services Register.

What this website is (and is not)

Positive Lending is a credit broker, not a lender. The comparison tool, stamp duty calculator and guides on this site are provided for general information only. Figures shown are indicative estimates based on the information you enter and typical market criteria; they are not quotes, offers or recommendations, and actual products, rates and terms depend on a full assessment by a lender. Nothing on this site constitutes financial, mortgage, tax or legal advice, and most commercial and buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Your responsibilities

Commercial borrowing is secured against property: the property may be repossessed if the loan is not repaid. Before entering into any mortgage you should take advice from a suitably qualified adviser and, where relevant, independent legal and tax advice. While we take care to keep the content of this site accurate and up to date, we cannot guarantee it is free from errors or omissions, and we accept no liability for decisions made solely on the basis of the information or estimates it provides.

Content and use

The content, design and illustrations on this site belong to Positive Lending (UK) Limited and may not be reproduced for commercial purposes without permission. You are welcome to link to our guides and tools.

Your property may be repossessed or a receiver appointed if you do not keep up repayments on a mortgage or any other debt secured on it. This service is provided direct to consumers and covers commercial mortgages only. Positive Lending is a broker, not a lender. Commercial mortgages and certain buy-to-let mortgages are not regulated by the Financial Conduct Authority (FCA). As a result, they do not provide the same level of consumer protection as regulated mortgage products and should only be considered for business or investment purposes. The rates, fees and monthly figures shown are indicative estimates for comparison, not offers of finance, quotes or guarantees of what any lender will provide; your actual terms depend on a full assessment by the lender. This tool is for information only and does not provide financial, mortgage, tax or legal advice; always speak to a qualified adviser before making a decision.